Thursday, December 26, 2013

Did you miss the deadline for health insurance coverage in January? You still have time to get covered by February.

The deadline for applying for medical insurance under the Affordable Care Act for coverage that starts in January was Dec. 23. If you did start your application, you have until Jan. 15 to select a plan and pay your premium for coverage that back-dates to Jan. 1.

If you were unable to do that, open enrollment closes March 31. You can still obtain coverage starting in February or March, depending on when you sign up. For February coverage, the deadline to enroll is Jan. 23.

If you qualify for a subsidy or Medicaid, you should obtain medical insurance through the Washington Healthplanfinder, our state’s health benefit exchange. If you do not qualify for a subsidy, you can buy a health plan directly from an insurance company. Here’s a list of the plans that are available in Washington.