A company called Virtual Insurance Advisor has built an interesting online tool that allows you to type in a few variables (age, gender, state) to get a ballpark estimate of the risks in your life.
Example: A 35-year-old man in Washington state, according to the tool, has:
-a 1 in 43 risk of dying within 10 years
-a 1 in 15 chance of having an auto collision claim this year
-a 1 in 1023 chance of having a house fire this year
-a 1 in 250 chance of suffering major wind damage to the home
-a 1 in 1064 chance of a home burglary
and so forth. All told, there are nearly three dozen situations listed.
(Lastly, this post comes with our usual disclaimer: As Washington state's insurance regulator, we do NOT endorse any company, agent, etc. Mentioning a company's website, study, press release, etc. does not mean we're endorsing them or their products. But you knew that already.)